HRA Calculator

Enter your salary details to calculate exempted HRA

Enter the following Details

My Results

The least of the below is your HRA exempt value

120000

HRA Received

280000

40% of Basic Salary

80000

Excess of Rent paid over 10% of salary

HRA Breakdown
80000
Exempt HRA
40000
Taxable HRA
Ideal Rent
190000
This is the optimal rent that can be paid to claim the maximum amount of exemption from the HRA received

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How does this tool work?

HRA calculator is an online tool developed by Quicko to help users calculate the HRA exemption & helps maximize their tax savings. It can be calculated annually and monthly. It also identifies the ideal rent amount to fully utilize your HRA allowance based on your salary breakdown.

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Frequently Asked Questions (FAQs)

Can self-employed individuals claim HRA?

No, HRA exemption can be claimed only if HRA is received as a component of salary from their employer. However, if an individual is self-employed they can claim a deduction u/s 80GG for rent paid by them.

Can I claim HRA and 80GG simultaneously?

No, a taxpayer can not claim HRA exemption and deduction of 80GG simultaneously.

What is the ideal rent to get the maximum possible HRA exemption?

HRA calculator computes the "Ideal Rent” based on your Salary breakdown i.e. Basic Salary, Dearness Allowance, HRA received and the City of Residence. This is the optimal amount of rent that can be paid to claim the maximum amount of exemption from the HRA received.

Can I claim HRA if I live with my parents?

Yes, individuals are eligible for HRA exemption when living with their parents, provided their parents own the house and there is a rental agreement in place between the individual and their parents.

Can I claim HRA if I live in a different city than where I work?

Yes, you can claim HRA if you live in a different city from where you work, provided you're paying rent for your accommodation. The tax benefits depend on the actual rent paid, and the city of residence can influence the amount eligible for tax exemption.

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